Calculators

Buyer tool

IMT and stamp duty estimator for buying property in Portugal

Get an initial view of the main tax costs before making an offer, signing a promissory contract or completing the purchase.

Estimate for mainland Portugal, based on known 2026 rules. It does not replace the official assessment by the Portuguese Tax Authority.

Expected transaction or deed price.

Leave blank if unknown. Tax is calculated on the higher of price and tax asset value.

Optional. Used only to estimate stamp duty on mortgage credit.

How to read this

The estimator helps prepare the decision, but does not replace final validation.

The aim is to provide an order of magnitude before negotiating, reserving or completing a purchase.

01

Higher of price and tax value

The calculation uses the higher of the declared price and the Portuguese tax asset value.

02

IMT depends on use

Primary homes, second homes, rustic property and other urban property are treated differently.

03

Special situations

Young-buyer relief, non-resident status, exchanges, inheritance partitions, acquisition shares and autonomous regions should be reviewed case by case.

Before moving forward

Do you want to confirm the costs before making a decision?

I can help frame price, taxes, financing, offer strategy and practical risks before you commit.