Property calculators
Tools to prepare a decision with clearer numbers.
Before buying, selling or financing property in Portugal, some costs should be estimated with method. These calculators provide a first order of magnitude.
Results are informative estimates. Final validation should be made with the Portuguese Tax Authority, bank, credit intermediary, lawyer, solicitor, notary or certified accountant, depending on the case.
Purchase
IMT and tax costs
Estimate IMT, stamp duty on acquisition and optional stamp duty on mortgage credit.
Open calculatorFinancing
Mortgage credit
Calculate monthly payment, total interest, credit stamp duty, LTV and rate-increase scenarios.
Open calculatorSale
Property capital gains
Estimate capital gain, taxable basis, reinvestment effect and approximate tax on a property sale.
Open calculatorMethod
The aim is not to replace professional advice, but to make the right conversation more prepared.
The calculators turn technical topics into understandable figures, with notes about the limits of each estimate.
Portugal
Rules, taxes and language are structured for property in Portugal, focused on the practical purchase and sale process.
Conservative estimate
Whenever a result depends on personal circumstances, the calculator shows the scenario and flags that it must be confirmed.
Decision-focused
The output can support an offer, negotiation, financing decision, sale analysis or initial tax planning.
Next step
Do you want to turn a simulation into a concrete decision?
I can review the scenario with you, understand the property, financing or sale, and help separate an estimate from a real decision.